How Mountain Home Auto Ranch can help you get easily approved 🡫
Mountain Home Auto Ranch is the place to discover stress-free car shopping and streamlined auto financing options near Boise, ID. As a bad credit car loan dealership, Mountain Home Auto Ranch is dedicated to helping drivers get their dream car, despite bad credit or no credit at all. Our finance department is here to help, and they will guide you through the process and help you identify the finance or lease plan that aligns with your lifestyle and budget.
Our financing specialists can help you get easily approved for a new or used car from our inventory, and they work with an extensive network of lenders to get you the absolute best loans, terms and rates you can imagine. Not only that, our dealership always has new and used vehicle specials, lease offers and financing incentives available to help you get a great deal. Get the process started now by filling out our secure online finance application, or feel free to give us a call to schedule an appointment today.
Finance Center
How to buy a car with bad credit 🡫
If you’re looking to buy a car with bad credit, it’s always good to plan ahead, shop around and compare rates across lenders and work on building your credit over time to increase your chances of getting approved. A good place to start is by reviewing your credit reports. Checking your credit will allow you identify any incorrect information and dispute any errors that might be impacting your score, and it will give you a better idea of what to expect when shopping for a car loan.
Take some time to build your credit. Working on rebuilding your credit may help you qualify for a lower interest rate, which will ultimately save you thousands on your car loan. If you’re in need of a car ASAP, consider getting a cosigner; a co-signer with good credit can help increase your chances at pre-approval and help you get better loan rates and terms. Another thing to consider is saving for a down payment. With a bigger down payment at the time of purchase, you won’t need to borrow as much money, and you’ll end up paying less interest over time—and it can even help you get a lower interest rate.
- Check your credit
- Take time to build your credit
- Save for a down payment
- Determine how much you can afford
- Shop around and compare rates
Value Your Trade